At the 1998 Academy Awards, along with Gloria Stuart, Celine Dion also donned a “Heart of the Ocean” necklace. Well, there were three versions of the necklace, from which the singer wore the one with the 171-carat Ceylon sapphire worth $1.4 million back then. Were there any insurance policies that covered jewelry? Here’s a fun fact: the necklace was originally made to support the Princess Diana Memorial Fund.

The star chose to go subtle at the 2014 Golden Globes with a chic gown by Calvin Klein. But subtle doesn’t mean it didn’t cost her a hefty slice of her personal finances. The Legally Blonde actress paired her gown with accessories by Harry Winston, which cumulatively valued at $3.7 million. Her three-stacked diamond bracelet, 4-carat diamond earrings, and 10-carat emerald-cut diamond ring completed her classy outfit.

Making a show-stopping entry is one of the many things J. Lo. is known for. While we have always admired her stunning outfits and dazzling jewels, this one from the 2011 Golden Globes takes the cake. The stunning white dress and shrug belonged to the Zuhair Murad collection. The diamond galore investments included cluster earrings, a bold bracelet, and a diamond ring, which were worth $5 million.

Sofia’s look from the 2013 Emmy Awards is one we absolutely admire. She wore Lorraine Schwartz earrings, featuring rubies, sapphires, and emeralds. The Modern Family actress also donned a 21-carat diamond ring, which rounded off her jewels at an $8 million investment. The enormous earrings paired well with her custom-made red-hot Vera Wang gown. And let’s be honest, the fish-cut dress is something only Sofia can pull off.

The actress got fame after her performance in The Wolf of the Wall Street in 2014, and she totally rocked her all-black look for the Oscars. Dressed in a Saint Laurent gown, Robbie flaunted her Forevermark jewels worth $8.012 million! Ever since her 2014 Academy Awards, Robbie’s been in talks for her unique looks and jewels. Remember her one-of-a-kind antique zip necklace by Van Cleef & Arpels? We can’t imagine anyone else pulling it off better than Margot Robbie herself. The following year, she wore diamond hoops and diamond rings to channel the Oscars’ statuette. Besides heavily investing in her mansions, she’s seen splurging her money on unique jewels as well.

Remember Anne co-hosting the 2011 Oscars alongside James Franco? That evening, she changed into many looks, but what really caught our eye was the beautiful Lucida Star diamond necklace from Tiffany & Co. She paired the neckpiece with a gorgeous Valentino red gown for her first look for the event. It weighed 94 carats and cost a hefty $10 million! It was a good call to invest in a pair of tiny diamond earrings. After all, it made for an excellent statement. There’s no denying that Anne always looks ravishing when she hits the red carpet, and this look is a true example of that.

When Queen Bey arrives, she leaves all heads turning. There’s no one who can argue with that. So, it only fits that she made it to this list. Beyonce wore statement jewels by Lorraine Schwartz worth $13.1 million to the 2016 MTV VMAs, while her daughter wore a tiara by the same jewelry designer. Can you imagine her daughter having to ever worry about a student loan with jewels like that? Coming back to Beyonce, she enhanced her dramatic gown with Lorraine Schwartz Colombian emerald dangling earrings worth $1.8 million. Additionally, she wore four rings, out of which one of them costs $9 million alone.

Remember how Paltrow started the choker trend with her 1999 Oscar look? Well, the Harry Winston choker was borrowed, but her parents later gifted the piece to her. The actress again made a statement with the “Hearts of Winter” diamond cuff bracelet. The Anna Hu cuff came with a price tag of $1 million, and the one-of-a-kind Duchess Hibiscus Ring was an investment worth $160,000.

If you’ve got it, flaunt it. And no one does it better than Kidman with her investments. In this case, we’re talking about her layered diamond necklace by L’Wren Scott. The $7 million necklace featured 7,645 diamonds and came to a total of 1,400 carats. Her custom-designed jewelry perfectly complimented her black Balenciaga dress. We mean, how can anyone take their eyes off this gorgeous woman?

At the 2019 Golden Globes, Sacha Baron Cohen was nominated for Who Is America?. He arrived at the event arm-in-arm with wife Isla Fisher, who wore Harry Winston diamonds worth $5.5 million. Her necklace was 73.55 carats, while her earrings were 8.59 carats. But that’s not all; she also wore two 2.34 and 6.57-carat diamond rings. Imagine how much her jewelry assets are worth!

Jennifer Garner sported an all-silver look at the 2014 Oscars and looked absolutely stunning. The gown and clutch were designed by Oscar de la Renta. She paired her dress with statement jewelry, which included a diamond bracelet and diamond ring worth $5 million. Her dress alone was valued at $25,000, rounding off her look to about $5.25 million. If only we could pull off these looks loan-free!

She stunned her fans as she walked the red carpet in the flattering Reem Acra gown at the 2018 Oscars. The spectacular dress was perfectly paired with Forevermark diamonds worth $4 million. Her accessories included a 55-carat necklace, solitaire earrings, a bracelet, and an 18- carat ring. Buying jewelry can be tricky, but Janney got it right with her investment pieces.

The White Tiger actor made it big in Hollywood in no time. She made her first appearance at the 2016 Oscars in a Zuhair Murad’s white lace gown, and Lorraine Schwartz sparkles worth $3.2 million. After all, she is known for her luxurious investments. Even her 4-carat engagement ring got a lot of attention. That was one HUGE rock!

The 2020 Oscars saw some really glamorous looks. But what really caught our attention was Gal Gadot’s out-of-the-world Clara necklace by Tiffany & Co. The necklace was designed by Reed Krakoff, and it featured over 125 diamonds worth 77 carats. The diamond in the center alone was 11 carats. The stunner set is valued at $2 million, and we can only hope she has her diamonds insured!

The Frozen star showed up in a pink J Mendel Dress and some spectacular Harry Winston jewels. Her 60.3-carat necklace and diamond studs likely rounded up to over $1 million. She wore that at the 2020 Oscars, where she performed alongside nine other actors who voiced Elsa in different languages. With that kind of money in our banks, we’d never have to worry about insurance premiums!

Everybody looks forward to seeing Adele perform. But, after her 2013 Oscar look, we also look forward to her precious gems. She wore a black gown by British designer Jenny Packham and perfectly sported her diamonds worth $1 million. Her Harry Winston diamonds included 21.51-carat cluster earrings and a massive diamond ring. Like, do they ever have to worry about a car or medical insurance?

The highlight of the 2013 Grammys was the “Blown Away” singer Carrie Underwood sporting a Jonathan Arndt necklace. The 381-carat necklace must’ve been covered by insurance, as it was worth a whopping $31 million! However, this was not the only time the singer stole the show. In 2016, the singer stood out yet again with her diamonds. The American country singer wore another Johnathon Arndt necklace, which featured a 13-carat yellow diamond, also known as the Firefly diamond. It is estimated that the jewel has over 20 carats of Burmese rubies and 16 carats of white diamonds. And that’s not all! This necklace is named after the singer’s hit song “Heartbeat.”

Seeing Sandra Bullock splurge her finances on embellished gems for her red carpet looks is a norm. Yes, her 2010 Oscar look featured vintage Tiffany’s jewelry. But, we are more in awe of her 2014 Oscars look, where she wore dainty jewelry to go with her sophisticated Alexander McQueen gown. Her unique Lorraine Schwartz jewelry included leaf-effect earrings worth $1.8 million and a diamond bracelet worth $6.4 million, rounding up to a total of $8.4 million. That year the star was nominated in the Best Actress category for her role in Gravity. The following year, Bullock also earned People’s Most Beautiful title.

The actress rocked the 2010 Academy Awards in a Yves Saint Laurent dress and Tiffany & Co. jewels. The $2.5 million necklace was custom-made for her, and it belonged to the Art Deco collection. She completed her look with canary diamond earrings, which were priced at $975,000. The investment made for that night was beyond fitting for a star nominated in the Best Actress category.

Subtle doesn’t always have to mean inexpensive. Amy Adams proved that at the 2014 Golden Globes Awards. She paired her 30-carat diamond pendant with 10-carat yellow diamond earrings and a 12-carat diamond ring, all of which rounds off to $8 million. That’s a pretty big investment! Her jewels complemented her red dress and cape by the Valentino Couture collection. The jewels and the price-possession couture made it all worth it.

The star’s Chopard accessories stood out even more than her yellow gown at the Oscars 2020. Her necklace consisted of 8.46 carats of marquise-cut diamonds and 46.33 carats of rounded diamonds. She also wore pear-shaped earrings, coming to a total of $1 million. We hope she had a bodyguard around her at all times, or at least her jewelry was insured!

The 2020 Academy Awards saw Scarlett Johansson grace the red carpet in a spectacular metallic gown that did her curves justice. She wore the beautiful Forevermark X Anita Ko Exceptional Diamond Drop Earrings and Bracelet, which summed up jewels worth $2.5 million. The investment was worth the special evening, as she was nominated in two categories for her performance in Jojo Rabbit and Marriage Story.

Zazie Beetz was presenting at the 2020 Oscars and rocked a long list of Bulgari jewels that completed her Thom Browne sequin corset and a calf-length skirt. She flaunted her assets from the Bulgari’s High Jewelry collection with two different necklaces wrapped around her collar. They are valued at $1.3 million worth of investments! The star topped it with emerald-cut earrings and rings.

It should come as no surprise to see Lady Gaga on this list. Gaga has worn some spectacular pieces in the past. But what stands out for us the most is the Tiffany & Co. yellow diamond necklace she wore to the 2019 Academy Awards. It was a 128.54-carat yellow diamond necklace paired with dangling diamond earrings. If you want to know how much it costs, we suggest you hold onto your seats. Are you ready? The piece costs $30 million! Imagine the insurance policy amount that must cover the necklace. Fun fact: the iconic set in the Jean Schlumberger’s Ribbon Rosette necklace that was worn by Audrey Hepburn in 1961 during the promotion of Breakfast at Tiffany’s.

At the 92nd Annual Academy Awards, Regina King gracefully walked the red carpet in a powder-pink Versace gown, Stuart Weitzman shoes, and sparkling accessories by Harry Winston. Her Draperie Diamond Bracelet was accompanied by three diamond rings, which likely came to a total of half a million dollars. Give us that kind of money, and we’d easily be able to pay for our student loan or invest in property!

The actress was the second person to ever have her hands over an asset as spectacular as this emerald necklace after the late Elizabeth Taylor. She wore this $6.1 million piece to the Bulgari celebration of Elizabeth Taylor’s collection hosted at the Beverly Hills boutique in 2013. The star bought the exquisite jewelry at the Christie’s auction held in 2012.

It’s not surprising to see Madonna go all out, especially at a red carpet affair. And the 1991 Oscars were no different. We saw Madonna styled like Marilyn Monroe in a white Bob Mackie gown accompanied by some dazzling Harry Winston accessories. Knowing Madonna, it wouldn’t just stop at a diamond necklace and dangling earrings. No, no! She also wore diamond cuffs. That night Madonna wore jewels worth $20 million and performed on “Sooner or Later.” Fun fact: Madonna tossed her earring to the audience during the performance. Thankfully, she was wearing fake jewels, and the Harry Winston team was later informed about it. Naturally, nobody would take up the liability of jewels that cost a fortune!

The star chose a dazzling gown by Gucci for the 2018 Academy Awards, and we aren’t surprised given her investments in luxurious properties and assets. The tiered, lavender sequined gown featured crystals that elegantly graced Salma’s shoulders. But the gown alone didn’t hit the notes high enough for the star. She chose to go all out with her dangling Harry Winston diamond earrings, which are valued at $4.2 million

The actress wore a 68-carat rock to the 1970 academy awards, which cost Richard Burton a hefty $1.1 million. Imagine their financial backing back in the day! The diamond, Burton Taylor, was named after the couple and was displayed in an exhibit by Cartier for the public to witness. Sadly, Taylor sold the rock for approximately $3.5 million after their divorce.

The Bombshell star strutted the 2014 Oscars with a Harry Winston emerald-cut diamond neckpiece that she paired with Christian Dior couture. The dramatic black Dior gown donned a beautiful plunge neck, making it perfect for Theron to flaunt her million-dollar necklace. She rounded off the look with diamond studs, and honestly, it needed just that. The total cost of her jewelry rounded up to $15.8 million. It comes as no surprise that Theron always looks ravishing at every event, but this Dior gown, paired with Harry Winston jewels, is a look we cannot get over. If only we could afford the jewelry loan-free!

The Monster’s Ball star accepted an Oscar for her performance in said movie in 2002. She already looked like a winner in her Elie Saab gown that was accessorized with Harry Winston jewelry. The ring on her pinky finger has a 5.54-carat orange diamond purchased by Harry Winston himself for over $1.3 million. We’re guessing more than that was invested by Halle Berry for the ring.

We loved the all-emerald gems against Jolie’s Elie Saab black gown at the 2009 Academy Awards. It kicked off a trend! The Lorraine Schwartz ear drops were likely valued at $2.5 million, and the emerald rock on her finger was worth $1 million, rounding off with a total of $3.5 million worth of jewels. This doesn’t take us by surprise at all, given her financial investments.

The Australian actor is known for her dynamic roles and unique sense of style. We’re not lying when we say that we always swoon at her red carpet looks. This one, in particular, has been in talks for a long time. At the 2014 Oscars, Blanchett won the Best Actress award for Blue Jasmine, and she graced the stage with her precious Chopard jewels and Armani Prive gown. Her Chopard jewelry included opal earrings, a diamond bracelet, and a ring that rounded up to $18 million. Her Armani Prive champagne gold gown was worth $100,000! To this day, no one has forgotten her bedazzling look or her acceptance speech. We say it was an investment worth the win!

They say age is just a number, and that especially true in the case of Helen Mirren. At the 2018 Academy Awards, Mireen gracefully pulled off a Reem Acra blue gown with Harry Winston jewelry. Her blue sapphire necklace and earrings were worth $3.8 million. It’s a dream for us to be able to splurge our personal finances on jewelry like this.