Blake Ross was born and raised in Florida, but he moved to California at the young age of 15 to intern with Netscape (‘90s kids would recognize the browser). Ross soon realized that there was a need for a more streamlined user interface and decided to code his browser and started the Mozilla project. Back in the day, when Microsoft’s Internet Explorer was a dominating browser, Blake Ross created a secure, faster, and open-source alternative that gained popularity. Dubbed “Mister Firefox,” Ross transformed the way people surfed the world wide web forever. Considering how valuable this enterprise turned out to be, we sure wonder how Ross dealt with liability insurance for intellectual property amidst the competition.

David Karp started learning the basics of coding when he was just 11 years old. Soon enough, he started designing websites for local businesses and rose through the ranks in John Maloney’s online parenting forum, UrbanBaby. He then used the money earned to set up his own consultancy venture. He was ranked among the 35 richest entrepreneurs below the age of 35 after he created the short-format blogging platform Tumblr. And to this day, celebrities, including Emmy award-winning TV presenter and restaurateur Guy Fieri, use Karp’s platform to post about their experiences. David Karp sets a prime example of diversifying business ventures and taking that experience to build and expand their own investment properties.

Unlike many famous entrepreneurs who dropped out of school or college, Craig Newmark was a straight-A student throughout. He earned his bachelor’s and master’s degree while working for tech giants like IBM. In 1993, Newmark was introduced to the Internet when it was commercial-free. This sparked the idea of creating an Internet advertising company that we all today know as Craigslist. Even though Google is the preferred tool for global search, Craigslist, to this day, manages about 50 billion page views every month. Newmark designed the website so that users can buy and sell their products and even lookup properties to invest in.

Reid Hoffman co-founded LinkedIn, one of the world’s largest and fastest-growing professional networking sites. Talking about social networking, Hoffman was also influential in setting up the first Facebook investing deal between Zuckerberg and Peter Theil, both with whom he is friends to this day. Most recently, Hoffman joined the billionaires club, but he still leads a simple life and lives with his wife in a modest four-bedroom apartment in Silicon Valley. The businessman dedicates most of his waking hours to finding innovative ways for his business venture. Although this does raise a concern of liability and property insurance, diversification opens multiple avenues. At the same time, it exposes new risks for which insurance cover is needed.

Brian Acton, who co-founded WhatsApp, pledged a stake in this app after he quit in 2017 and committed to the Signal Foundation. Acton was keen on developing a safer and better end-to-end communication app. True to his word, the tech world was introduced to Signal Private Messenger. Signal saw a sharp rise in the number of users between 2020 and 2021, especially after WhatsApp policy changes prompted a sudden shift. Moreover, a tweet from Elon Musk made Acton’s case. Thankfully, Acton had left before things could get dodgy and developed Signal right on time. We’re unsure if WhatsApp may or may not get into trouble, but we sure hope they have liability insurance.

Gamers from the ‘90s would remember games like Half-Life and Portal, developed by Valve Games. Today, most of the games you purchase online have to be digitally downloaded, a move that has greatly discouraged the efforts of piracy done with CDs and DVDs. Thanks to the efforts of creative geniuses like Newell, game producers are now able to confidently launch their upcoming releases on a platform that connects gamers from around the world. It was Gabe Newell who spearheaded the recent shift into digital downloads through Steam Digital Store, which sells licensed copies developed by most game companies. But we must admit: we’re unsure if digital downloads are eligible for insurance, as there is a lot of ambiguity when it comes to intellectual property rights.

Thanks to Pinterest, bookmarking photos has become the latest rage for users across the globe. Ben Silbermann co-founded the exclusive photo-sharing website back in 2010. On this platform, users can view image collections posted by fellow users, save, and even share them. Silbermann was inspired to create Pinterest after he had to save and share image collections that boast unique content. He co-created and launched the desktop version in 2010 that allowed users to bookmark and save everything, right from favorite recipes to interesting collections of art, crafts, home décor, and even hairstyles. Moreover, these images can link back to blogs for you to learn all about lifestyle, finances, investments—you name it.

The next time you book a cab, give Garrett Camp a five-star rating. This Canadian-born entrepreneur co-founded Uber in 2009 with Travis Kalanick. He was inspired after he spent $800 on a private driving service, which Camp found to be too expensive. And one of the most ironic facts was that he was wealthy enough to pay for the expensive cab ride! Thankfully, that made him think about others. Uber enabled drivers to connect to passengers and increase their range of service using GPS devices. The affordable ride-sharing facility was an immediate hit when the app was finally launched. We hope the company is up-to-date with its auto insurance and liability protection.

Your weekend movie or sitcom binge credit goes to none other than Reed Hastings, founder of the globally used Netflix. The inspiration for his streaming venture came after Hastings was charged a $40 late fee by a movie rental place. In 1997, the video rental company had first introduced mail-order rentals for a period of seven days. Reed Hastings and his then-business partner Marc Randolph additionally introduced the monthly rental subscription fees that allowed users to rent and watch an unlimited number of movies. The automatic mailing list became a huge hit and grew until 2007, when the first digital downloads and streaming was authorized. Talk about diversifying your investment property across the board to capture the market.

Judith Faulkner is the founder of Epic Systems, one of the leading medical records software businesses in the country. Today, the company supports and maintains over 250 million records, and it is used by reputed medical centers across the country. This software records registration, patient care, doctors’ names, and even medical insurance plans to communicate with the insurer for billing purposes.

The ‘90s saw the rise of Amazon and eBay in the West. But it was Hiroshi Mikatani who also realized the potential of the Internet in the East. He founded Rakuten in 1997. Fifteen years later, the company became a global trading partner operating from Japan. With global offices and investment properties owned in several countries, Rakuten is one powerful giant.

At 15, Marc Benioff already coded games for the 8-bit Atari console. At 16, he earned royalties, and by 23, he was named Oracle’s “Rookie of the Year.” Today, he is the founder of SalesForce, one of the largest cloud computing service platforms. Benioff completed his education while he was creating multimillion-dollar businesses, which makes us wonder whether he was eligible for student loan debt relief.

Evan Spiegel is the brains behind Snapchat, one of the most popular social apps downloaded by billions of users across the world. It offers a wide range of caricature-creating tools, emojis, short video-sharing tools, video-chatting options, and chronological story collections. Spiegel should conduct a masterclass in personal finance advice for young adults who also have the potential to take a unique business idea and make it an Internet sensation.

Most hotels became too mainstream, and getaways became expensive for most travelers across the world. So, when the opportunity presented itself, Joe Gebbia and his friends came up with the revolutionary Airbnb platform that lets you choose your perfect home while away from home. If you have already invested in property, consider tying up with Airbnb. But don’t forget a liability insurance cover.

Twitter creator Jack Dorsey innovatively managed to create a platform where 280 characters are enough to prove a point. His website and mobile app cater to over 187 million monetizable users globally, making it one of the widely used spaces for organic B2B content marketing. With the increase in the number of users, the online company had to ramp up its infrastructure, and investment property portfolio.

Google may be popular across the rest of the world, but restrictions and censorship issues in China saw the need for a homegrown search engine. Baidu, founded by Robin Li, came to be known as the “Google of China” shortly after its explosive launch. This also led to an increase in the domestic demand for different types of liability insurance cover.

Working professionals and students spent most of 2020 attending back-to-back video call sessions. It was this rise in demand that saw millions of users flocking to billionaire Eric Yuan’s Zoom Video Communications to work and study from home. With the sudden increase in demand, Zoom certainly would have had to up the ante with better liability insurance coverage for all their assets.

Telegram gained a lot of popularity recently, thanks to WhatsApp’s privacy policy fiasco. This has certainly affected WhatsApp’s credibility and the existing company’s investment property and share rates. But even before that, this private messaging app, coded by Pavel Durov and his brother, was in the talks for its faster load times and innovative use of animated emojis and stickers.

Pierre Omidyar founded eBay back in the ‘90s and spearheaded a revolutionary online shopping trend long before any other eCommerce website could capture the market. To this day, eBay ranks a close second to Amazon, with billions of product listings and revenue earned from sales. Just imagine the amount of liability insurance the business executives must be managing across Omidayar’s investment property portfolios.

After a discouraging attempt at running a retail store in 1998, entrepreneur Liu Qiangdong moved his business online with JD.com. He is the founder CEO of one of the fastest-growing eCommerce firms in China and has global alliances with Tencent and Walmart. Liu Qiangdong did not let refinance risks and investment property depreciation thwart his ambition to run a successful business venture.

Before Tencent started dominating the gaming and online market in China, NetEase ranked among the top game operator businesses. Founder William Lei Ding launched NetEase back in the early 2000s, and it soon became the 27th most-visited website in the Chinese market. Back in the day, the investment property depreciation and interest rate parity alone would have posed a major challenge for upcoming business ventures.

Masayoshi Son, the founder of Softbank, hails from Japan and leads the investment sector in Internet and telecom technologies. Startup entrepreneurs consider themselves to be fortunate to just earn a few minutes with the billionaire investor who has been dubbed as Silicon Valley’s grandest Kingmaker. Masayoshi San will certainly have a treasure trove of personal finance advice for young adults and entrepreneurs.

Alibaba Group was not an overnight success story. Jack Ma grew up poor, had failed several university exams, and faced dozens of job rejections. Yet, he went on to become a multi-billionaire Internet mogul of China’s leading eCommerce company. Today, Alibaba Group owns several assets worldwide, boasting a combined investment property portfolio worth millions of dollars. Talk about humble beginnings!

Billionaire Ma Huateng’s first telecom venture was an instant messaging app, WeChat. Though the app failed in the commercial market, Chinese users loved it because it was free. Yet, he managed to capture the market share with his next successful venture, Tencent Holdings, the parent company of the popular multiplayer battle royale game PUBG. Today, Ma Huateng’s business portfolio represents a diverse range of investment properties.

Sergey Brin shares equal credit for launching Google. It was his belief in the importance of knowledge and open access to information that fueled the search engine’s mission. In the coming years, he was named the “Enlightenment Man” by the Economist Magazine. He sure seems like a person who has some valuable personal finance advice for young adults who aspire to be entrepreneurs one day.

“Just Google it!” is a phrase that’s now widely used across the world. This search engine technology was invented in 1998 by Larry Page and Sergey Brin. Interestingly, the name “Google” was derived from a spelling mistake for the mathematical term Googol. We sure hope such mistakes are not repeated while calculating interest rate risks on million-dollar properties owned by the tech giant worldwide.

Oracle, founded by Larry Ellison with just $1200 back then, is now one of the leading powerhouses of database software systems. Larry Ellison built a tech conglomerate from scratch over a period of three decades, and it is now the world’s fifth-richest entrepreneur. Oracle is a fine investment property example with offices all around the world, and it continues to dominate the database development scene.

The idea for a digital social platform was hatched in Zuckerberg’s dorm room in 2004. With its launch thefacebook.com changed social media forever! He later dropped the “the” from Facebook and got more 0’s to his net worth, making him the youngest billionaire. Since he did drop out of college to start his multibillion-dollar enterprise, was Zuckerberg eligible for student loan debt cancellation? That is if he had any!

Jeff Bezos doubled his wealth and became the first person to achieve the $200 Billion net worth milestone in 2020. Bezos started Amazon out of his garage with the sole intention of selling books online. Today, the eCommerce giant sells everything and ranks among the top websites to shop. We sure wonder how much liability insurance coverage Bezos has on the hundreds of distribution centers now open worldwide.