What are the easiest ways to save? We all think about this—maybe too much. Today, we're going to share some quick and easy solutions to this problem.
There's no one who wouldn't like to save their hard-earned money. However, it's challenging to save a substantial chunk, what with the monthly bills, excessive self-indulgence, and mounting debts. But what we tend to forget is that there are easy ways to save. Since there is no telling when we might need a safety net to fall back on, it's prudent to start saving right away. We've listed some frugal and some not-so-frugal saving tips that'll help you on your financial journey.
Considering buying a new house? Here is how you can get the best possible interest rates on your 15-year mortgage plan.
If you are thinking about borrowing a loan in order to buy a house, it is important to be aware of all the available options to be able to choose an appropriate one for yourself. If you have already been researching a bit, you’ll know that a 15-year mortgage is one that charges the same interest rate throughout the term of the loan. The following measures can be taken into consideration so as to get the best deal possible when it comes to selecting a 15-year mortgage.
Thinking of moving cities to save a few extra bucks while you can? Here are some cities that are comparatively affordable to live in. So, let’s get moving!
So far, with everything that has happened in 2020, it is only an instinct to save money. Under these uncertain circumstances and with the current state of the economy, it is essential to make smart financial choices. Since big investments, like buying a new house, are out of the question, you have to find ways to save money. And if you live in a big city, your expenses must be high already. So, until things get back to normal and to help you save money, we have compiled a list of the most affordable cities to live in.
Archaic items may not seem fancy, but they sure cost a bomb! Some vintage items you find lying around the house might be valuable to collectors.
Throwing away weathered items to make way for new ones is quite common, given that we have only so much space. But hold your horses before you decide to Marie Kondo your way through your attic. Quite a few of these vintage items are worth some money, and you might be sitting on a gold mine. These common household articles from the bygone years are considered to be quite valuable and can fetch you a fortune if sold to the right buyer. Like they say, "Old is gold!"
There are chances that you may have coins worth hundreds of dollars in your wallet right now. Want to know which ones to keep and which ones to give away?
For most people, coins are worth their face value. But to collectors, some are worth more than an ounce of gold. While it's true that coin collecting requires time and effort, if you educate yourself on how to identify rare coins, the results will be rewarding. However, not all old coins are valuable. To identify a rare coin, it's important to know certain factors like its age, rarity, condition, printing errors, and historical significance. Sounds too tedious? Fret not, we have a handy list of some of the most precious coins, from lowest to highest.
New to managing your finances? Have no idea what an overdraft or a DIR fee means? We're here with 20 insider tips to help you make an informed decision.
People have started questioning the ridiculous fees charged by banks. If you carefully look at your statement, your direct deposits come with an Automated Clearing House fees, and we bet your bank didn't inform you about this fee that's debited from your account. There are quite a few tricks that banks employ to make more money off of you. Learn all about the details of overdrafts, savings rate, checking fees, and credit card clauses that banks don't always divulge.
Planning to take a trip around the world? The first thing you’ll need to know about the places you shortlist is the local currency and how to use it.
If you want to learn about the different currencies before you start touring the world, one country at a time, this comprehensive list of currencies from across the globe could come in handy. Let’s dive deep into the history of these monies, where the names are derived from, and their respective reforms over the past few decades. Satiate that curious soul and learn some interesting facts about the moolah from around the world.